They are using the software to both test code and generate new one, Argenti added. In some cases, developers have been able to write as much as 40% of their code automatically using generative AI, he said. Goldman's innovation chief stressed that AI should not be considered a replacement for software developers, but more of a companion to help them be more productive. "Probably comparable to the internet, apps, the cloud - it's that order of magnitude." "I've been in technology probably almost four decades or so, and this is one of the biggest disruptions I've ever seen," Argenti said. The firm launched Marcus, a standalone digital bank focused on consumers, in 2016 and rolled it out to the U.K. Goldman has invested heavily in turning the bank into a more technology-driven company in recent years. "You wouldn't put immediately all your most important workloads there, but the imperative is to really to try to understand the potential," he added. "It's still very early," Argenti conceded, although he compared the development of generative AI to "the beginning of the internet." Personal Loans for 670 Credit Score or Lower Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit
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